Unlock the Benefits of Downsizer Super Contributions (October 25)

Relevant For:

Australians aged 55 and over looking to boost their superannuation using proceeds from selling their home.

Key Points:

  • Eligible Australians aged 55+ can contribute up to $300,000 each ($600,000 per couple) from selling their home into super.
  • Contributions aren’t limited by caps, work tests or age limits, making them ideal for retirees.
    Can be combined with other strategies to contribute up to $690,000 in one year.
  • Home must be owned for 10+ years and qualify for the CGT main residence exemption.
  • Must contribute within 90 days of settlement and lodge ATO form NAT 75073 with the fund.
  • Extensions for the 90-day rule are only granted in limited circumstances.

Full Article:

If you’re nearing retirement and looking for ways to boost your superannuation, a downsizer contribution could be an effective strategy.

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